Terms & Conditions

Last updated 16 October 2026

1. Independent of VIPEraX

Pixelor Ideas (“Pixelor Ideas”, “we”, “us”) is an independent USDT-to-NGN exchange service. We are not VIPEraX. We are not a subsidiary, partner, agent, or affiliate of VIPEraX. We are not owned, operated, endorsed, sponsored, or controlled by VIPEraX or its operators.

VIPEraX is a separate third-party platform. Any VIPEraX member ID you enter is used only to identify the wallet that should receive the USDT you buy from us after you redeem your one-time code on VIPEraX. Using Pixelor Ideas does not create any relationship between you and VIPEraX through us.

2. What this service does

You pay naira (NGN) to a Pixelor Ideas virtual bank account. When payment is confirmed, we issue a one-time 5-character code bound to the VIPEraX ID you provided. You redeem that code on the VIPEraX deposit page to credit USDT. Pixelor Ideas does not operate VIPEraX wallets, support, or customer accounts.

3. Your responsibilities

• You must enter the correct VIPEraX ID. Codes are bound to that ID only and cannot be moved to another member.
• You must transfer the exact NGN amount shown. Underpayment may delay or prevent a code.
• You must keep your code private. Anyone who has both the code and access to that VIPEraX account may redeem it.
• Once a code is used, it cannot be reused.

4. Rates, limits, and fees

The USDT/NGN rate, minimum and maximum amounts, and any displayed limits are set by Pixelor Ideas and may change at any time before you start payment. The rate locked on your order at Pay is the rate that applies to that order. Bank or payment-provider charges are outside our control.

5. Payments, expiry, and codes

Each payment account is valid for 30 minutes from the moment it is created. A countdown is shown on the payment page. If you do not pay before expiry, the order is cancelled and no code will be issued. You must start a new exchange to get a new account.

A code is issued only after Pixelor Ideas confirms the NGN payment. Pixelor Ideas is not responsible for delays, errors, or downtime on VIPEraX when you redeem a code.

6. Refunds

Confirmed payments that have already produced a code are generally not refundable, because the USDT obligation is then attached to that VIPEraX ID. If payment was made in error (wrong amount, duplicate transfer) and no code has been issued or redeemed, contact Pixelor Ideas through the merchant channel used for this exchange. VIPEraX cannot reverse Pixelor Ideas payments.

7. No VIPEraX support

Do not contact VIPEraX for Pixelor Ideas rates, virtual accounts, missing codes, or NGN transfers. Those are Pixelor Ideas matters. Likewise, Pixelor Ideas cannot reset VIPEraX passwords, change VIPEraX balances except through a valid unused code, or act as VIPEraX support.

8. Disclaimer

Pixelor Ideas is not a bank, broker, or VIPEraX agent. The service is provided as-is. To the extent permitted by law, we are not liable for indirect loss, VIPEraX platform issues, mistyped member IDs, or codes you share with others.

9. Acceptance

By continuing a purchase you confirm that you have read these terms, understand that Pixelor Ideas is independent of VIPEraX, and agree to be bound by them for that transaction.